McKinley Public Adjusters answer Frequently Asked Question about the role of Public Adjuster
1What is public adjuster?
A public adjuster is a person who advocate for the policyholder in appraising and negotiating an insurance claim. The only type of privilege that claims adjusters can legally represent is an insured’s rights during an insurance claim process.
2 What is the difference between a public adjuster and an insurance company adjuster?
An independent adjuster or the insurance company adjuster are both employed by the insurance company and can’t protect both your interest and the interest of his/her employer at the same time. Most of the time, the claims adjuster company will often offer to settle a claim for the sum they see fit, which is not always in favor of the policyholder. A public adjuster is an expert who works exclusively for you, the policyholder. We are the experts in reading the final print and understanding your policy, coverage, and the insurance company’s responsibilities to negotiate a better settlement. Our independent adjusters are the professionals here to help you.
3When Should I Call Public Adjuster services?
The time to give our public adjusters a call is right after you experience a loss. It is best for all parties when we are involved at the beginning of the claim development in order to set the tone for the entire process.
4 How do I know if I need a public adjusters service?
In every claim, our team lead to the conclusion that the payment for damages is insufficient. Our service and aside from the underpayment, saves you countless hours meeting the company’s expert public adjusters, chasing contractors for their repair estimates, and studying the coverages’ policy.
5 What is the Public Adjuster’s Role?
A public adjuster’s role is to measure and document the loss on behalf of the policyholder, taking care of the claims process, and helping document all the losses of the insurance adjusters company, for all covered damages sustained in the event of a loss. Insurance claims adjusters will inspect all areas to demonstrate the full impact of the loss-producing event.
6 Do you offer emergency service?
Something that you can’t control is property damages. Our company is here to offer different types of emergency services to our customers who own residential and commercial properties. We are the public adjusters in Chicago that’s ready for any of your needs 24/7.
7 Do you also offer additional services?
We will take care of the whole restoration process from the beginning to the end. Flood cleanup, water damage restoration or when you have roof leakage due to strong weather conditions, our company is here to provide immediate help. We have a restoration division ready to help 27 hours a day, 7 days a week. Calling our public adjusters you can be sure you will receive a help on every step of the restoration process!