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DO YOU HAVE WATER INJURY OR MOLD DAMAGE?

Our water damage claim adjusters possess the knowledge needed to help you by being on the same side as the policyholder throughout the entire procedure. Fresh claims, claims that need to be paid, or rejected claims. No matter your structural type, meaning both residential or commercial properties, it is unacceptable to be dealing with mold, mildew, and other hazardous circumstances that can come about due to flooding. 
No matter how recent or old your water damage is, it needs to be handled as soon as possible to avoid the potential of costly, more serious damage. You may not suspect water damage right away because it is not always visible, it could be within our roof or hiding behind your walls. Problems as simple as AC leaks can create bad health conditions for you and your family. 

Structural damage due to mold is just one issue you may have to deal with by contacting a mold damage claim adjuster, but a more serious concern is the way it affects your health. To stop this problem in its tracks before it spirals out of control be sure to get the issue fixed. 
Fresh mold as well as old mold that appears in your commercial or residential building can be handled by hiring McKinley Public Adjusters. In this situation it’s best to get your problem in check fast to mitigate any health damages caused by your issue. We are professionals at clearing up this situation in a way that works for our clients and stops this tragedy fast and efficiently. 

WATER AND MOLD DAMAGE CLAIM

WHAT SHOULD YOU DO?
In tough times McKinley Public Adjusters has you covered. Our professional water damage public adjuster works with damage of all types to make sure we are in your corner for every request you make of us. If a new adverse weather event does occur and the damage reappears, contact us and let us use our best in class mold damage claim experience to make your case go the way you want it to. Our quality is sure to have you speechless. 

YOU CAN RECEIVE AS MUCH AS 300 PERCENT OR MORE IF YOU WORK WITH PUBLIC ADMINISTRATORS ON AVERAGE. CALL US TODAY!

We handle all of the heavy lifting for you from start to finish. We make sure your mold damage claim or water damage claim paperwork is done correctly by a professional mold damage public adjuster and negotiate your settlement by dealing with the insurance companies on your behalf.

WE CAN HELP YOU! Free Inspection!!
Call us on our office phone (773) 985-7000.

FREQUNETLY ASKED QUESTIONS

OUR PUBLIC ADJUSTERS CAN HELP YOU

Our job at McKinley Public Adjusters is to get you as big of a settlement as possible for your water damage claims. We go over every detail to figure out all minute damages caused to your property to do this. No matter if the problem is huge or little, we handle every situation in the same way. We are committed to assuring the insurance companies pay what they owe and give you every resource needed to make your old damaged property like new.

HOW DO I MAKE A FLOOD CLAIM?

It's imperative to look at your insurance policies, mold laws, limitations and liability. Because of this the first thing you need to do is give McKinley Public Adjusters a call and talk to our mold damage public adjuster contractors for more information.

Take constant pictures and videos of any damage to create a record of your damages. Before you start fixing the problems yourself make sure there is a contract in order to guarantee that physical damages are covered. One thing that is good to do is getting precise estimates of how much these repairs cost.

WHEN AND WHEN NOT TO APPLY FOR FLOODING COMPENSATION?

Check your initial agreement to see what is all covered. This is another situation in which calling McKinley Public Adjusters can be a life saver because we throw in a free inspection accompanied with a policy analysis. An important indicator that shows if you should make your claim is your policy deduction.

When you only incur small damages it's good to review your water damage claim because less claims is always better. However in the event that your home or residential building has seen significant destruction you should always get a claim put in. Speaking with a public spokesman will help you get a good recommendation on your claim decision.

WHAT IS CONSIDERED WATER DAMAGE?

The bulk of homeowner insurance policies state that instant and internal damage is required. The only way to meet this standard is for the water to be only internal and not hit the outside surface. Always hire an independent public ombudsman when you are thinking about getting in touch with your carrier.

You should see somewhere within your policy a list of the potential water damage effects that your agreement will cover. A few examples are as follows; pipes bursting, thunderstorms, air conditioner leakage, toilets flooding, washer machine or bathtub, mold growing because of water damage and criminal activity on your property.

WHAT TYPES OF WATER DAMAGE ARE COVERED BY THE WARRANTY?

Your home and belongings are protected by homeowners insurance in the event of bad weather events and natural disasters like fires or critical storms. This also includes pipes that may break during these situations. If a flood occurs or a sewer overflows it is usually not a part of your coverage in the warranty. To sum all this up, if water is on the ground before it comes into your property it is usually not covered and referred to as “gradual damage”